When it comes to planning a safe and secure retirement, long-term care (LTC) remains a confusing and unadressed challenge to many people's financial security.  You will learn four important points about long-term care planning:

• Long-term care is more than just the popular image of an elderly person sitting alone in a nursing home.
• Relying on Medicare or Medicaid is NOT a plan most people want to rely on for long-term care - and many aren't eligible, anyway.
• Given historic problems with long-term care insurance, it's understandable people have avoided making a plan.
• New approaches to planning for long-term care address people's skepticism and provide a wide range of flexible options for people at all stages of financial planning and health.