For many families, long-term care is one of the biggest financial risks in retirement, yet it's also one of the least discussed. Many people assume Medicare will cover their long-term care needs or believe they'll never need extended care, only to discover the reality when a health event occurs. Planning ahead can help reduce the emotional, physical, and financial burden on you and the people you love.

Join Mission Financial Planners for an educational webinar as we explore practical strategies for paying for long-term care and incorporating extended-care planning into your overall retirement plan. We'll discuss the common misconceptions surrounding long-term care, the costs families often underestimate, and the planning opportunities available today that may help preserve your retirement assets and legacy.

During this educational webinar, we'll discuss:

• Why long-term care planning is an essential part of retirement planning

• The differences between Medicare and Medicaid, and what each actually covers

• Self-funding versus insurance-based planning strategies

• Using IRAs and Roth IRAs as part of an extended-care funding strategy

• How Health Savings Accounts (HSAs) can help pay for long-term care expenses

• Leveraging home equity through reverse mortgages and HELOCs

• Ways existing life insurance policies may help fund long-term care

• The importance of creating a plan before a health crisis occurs

Whether you're preparing for your own retirement or helping aging parents navigate their future, this webinar will provide practical information to help you understand your options and make informed financial decisions.

At Mission Financial Planners, we believe long-term care planning isn't just about paying for care. It's about protecting your retirement, preserving your independence, and reducing the emotional, physical, and financial burden on the people you care about most. We look forward to helping you understand the strategies available so you can plan with greater confidence.

This description aligns closely with the paper's central message: start the conversation now, understand the eight available funding strategies, and integrate long-term care planning into your broader financial plan before it becomes a crisis.